Posted by admin on Jan 15, 2009 in
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When it comes to student loans, students should be aware of and do research on any financial aid options available to help further their education. One of the greatest consequences of attaining a higher education is its cost.
The more information students have on financial options available to them, the better their decision making. With costs of education rising to tens of thousands of dollars, students as well as parents and other close members, need to know Read more…
Posted by admin on Jan 14, 2009 in
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Private Student Loans are loans made by financial institutions like banks to students. What makes these loans private is that it is only between the student and the bank. Private student loans are not guaranteed by the government or any of its agencies.
Advocates suggest that private loans made to students combine the best of all the various government loans into one single loan. Higher loan limits are generally offered compared to Read more…
Posted by admin on Jan 10, 2009 in
Student Loans Tips Always note that not all loans are the same. Some of them, such as the ones provided by the Indiana Secondary Market for instance, offer benefits during school as well as after graduation in the form of repayment incentives, while other do not. They will pay the 3 percent origination fee normally charged on Federal Family Education Loan Program (FFELP) loans, and this process actually means Read more…
Posted by admin on Jan 3, 2009 in
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Most people may think that the term “investing” has to deal with spending a little money on something in the hopes that it will increase in value in the future. Investing in your education, however, is much more involved. Yes, you are spending money now in the hopes you will make a lot more money in the future. Yes, the risks and rewards of investing in your education are similar as well, depending on the Read more…
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If you have never taken out a loan before, consider yourself lucky. I don’t mean, just student loans, but rather – any type of loan. I also don’t mean to imply that loaning money is bad for you. It’s just that many people have a difficult time keeping control of their debt. Being in debt is always a burden. How much of a burden depends on not only how you handle your debt but also on what you use it for.
If leveraged correctly, a loan can reward you many times over, above and beyond the amount of money you owe. This can Read more…
Posted by admin on Dec 30, 2008 in
Student Loans Tips Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.
Believe it or not, at one time a student did not need to take out much of a loan to get an education. It cost less than $2000 to get a college or university education. As many students now know the unbelievable rise in educational costs are giving them fewer and fewer options. It used to be no problem for aspiring students to get a loan from their parents.
Many times the student wouldn’t even need to Read more…
Posted by admin on Jan 1, 2008 in
Student Loans Tips Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.
Financing an education for any student will be one of the most important decisions he or she will ever make. Before deciding to borrow money for your student education, you need to find good answers to some very important questions.
Before asking these questions, it is important to note that there is no, one, correct answer. Every answer will differ depending on the circumstances or needs, of each and every student. Having said this, we will also try to Read more…
